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Mike Tanas

Little Elm mortgage broker

Little Elm sits on the shore of Lewisville Lake and has grown quickly with new subdivisions. Many of them carry MUD or PID taxes, so the true monthly payment needs a close look before you make an offer.

Financing a home in Denton County

MUD and PID taxes

Many newer subdivisions sit in a municipal utility district or public improvement district, which adds to the tax bill. I include the full amount in your payment estimate.

HOA dues

Dues count toward your debt-to-income ratio. On a tight approval, the HOA can decide which homes fit your budget, so I factor it in from the start.

Buying or refinancing in Little Elm?

Answer a few questions and I will come back with real options, usually the same day. It takes about two minutes and does not affect your credit.